Customer Benefits Guide: Cambodia 🇰🇭
At Remote, we offer country-specific benefits for everyone on your team. Your employees will enjoy comprehensive coverage from top providers while you access competitive rates meant for larger groups — even if you’re still growing!
The rates listed here are for the October 1, 2026, to April 30, 2027 policy year. Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place. If you have any questions, you can reach out to us.
Note: a Benefits Service Fee of $15 USD per enrolled employee per month applies (a single fee applies regardless of the number of benefits you offered). Find out more.
$127.17 USD /month | $185.92 USD/month | $211.83 USD/month | $242.92 USD/month |
|---|---|---|---|
Price & Coverage Options
Employee pays:
| Price & Coverage Options You pay:
Employee pays:
| Price & Coverage Options You pay:
Employee pays:
| Price & Coverage Options You pay:
Employee pays:
|
Inpatient Coverage Includes hospital room charges, nursing care, surgical procedures, and medications administered during the hospital stay. Full refunds are available for intensive care, prescription drugs and materials, surgical fees, including anesthesia, physician and therapist fees, surgical appliances, diagnostic tests (for in-patient and day-care treatments only), organ transplants, and more. | Inpatient Coverage Same as Standard | Inpatient Coverage Same as Standard but with a coverage limit of 2.5M USD. | Inpatient Coverage Same as Standard but with a coverage limit of 5M USD. |
Outpatient Coverage Includes doctor's visits, diagnostic tests, specialist consultations, outpatient surgeries, therapy sessions, prescription medications, and more. | Outpatient Coverage Same as Standard, with higher cover limit. | Outpatient Coverage Same as Standard, with higher cover limit. | Outpatient Coverage Same as Standard, with higher cover limit. |
Deductible Employee pays the first $135 out-of-pocket for outpatient services before their insurance coverage starts to contribute. | Deductible Same as Standard with lower out-of-pocket for outpatient services before their insurance coverage starts to contribute. | Deductible | Deductible $0 Same as Premium |
Employee Assistance Program (EAP) | Employee Assistance Program (EAP) Same as Standard | Program (EAP) Same as Standard Employee Assistance Program (EAP) Same as Standard | Employee Assistance Program (EAP) Same as Standard |
Maternity Maternity coverage includes a limit of $6,000 for related medical expenses with 20% co-payment. | Maternity Same as Standard | Maternity Maternity coverage includes a limit of $6,000 for related medical expenses with 10% co-payment. | Maternity Maternity coverage includes a limit of $10,000 for related medical expenses with 10% co-payment. |
Prescribed Physiotherapy Up to $600 (10 visits) | Prescribed Physiotherapy Same as Standard | Prescribed Physiotherapy Up to $1300 (10 visits) | Prescribed Physiotherapy Up to $2500 (20 visits) |
Prescription drugs Up to $1,400 | Prescription drugs Same as Standard | Prescription drugs Same as Standard | Prescription drugs Full refund |
Vaccinations, health checks, cancer screening, dietician fees | Vaccinations, health checks, cancer screening, dietician fees $500 for each treatment | Vaccinations, health checks, cancer screening, dietician fees $300 for each treatment | Vaccinations, health checks, cancer screening, dietician fees $500 for each treatment |
Vision Insurance Not covered | Vision Insurance Coverage Limit: $250 Includes eye examination and prescribed glasses and contact lenses. | Vision Insurance Same as Premium | Vision Insurance Coverage Limit: $500 Includes eye examination and prescribed glasses and contact lenses. |
Dental Insurance Not covered | Dental Insurance Coverage Limit: $1000 Includes routine, preventive and restorative treatments as well as periodontics. | Dental Insurance Same as Premium | Dental Insurance Coverage Limit: $2500 Includes routine, preventive and restorative treatments as well as periodontics. |
For more detailed information on the Standard Plan, please refer to the Bupa Global Standard Membership Guide. | For more detailed information on the Premium Plan, please refer to the Bupa Global Premium Membership Guide. | For more detailed information on the Gold Plan, please refer to the Bupa Global Gold Membership Guide. | For more detailed information on the Platinum Plan, please refer to the Bupa Global Platinum Membership Guide. |
Customers may elect to offer the below global health insurance benefits to employees and can choose among the four plans.
Remote has partnered with Allianz as our benefits provider for global health insurance coverage.
The rates listed here are for the May 1, 2026, to April 30, 2027 policy year. Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place. If you have any questions, you can reach out to us.
Note: a Benefits Service Fee of $15 USD per enrolled employee per month applies (a single fee applies regardless of the number of benefits you offered). Find out more.
$133.92 USD /month | $196.00 USD/month | $222.83 USD/month | $255.58 USD/month |
|---|---|---|---|
Price & Coverage Options
Employee pays:
| Price & Coverage Options You pay:
Employee pays:
| Price & Coverage Options You pay:
Employee pays:
| Price & Coverage Options You pay:
Employee pays:
|
Inpatient Coverage Includes hospital room charges, nursing care, surgical procedures, and medications administered during the hospital stay. Full refunds are available for intensive care, prescription drugs and materials, surgical fees, including anesthesia, physician and therapist fees, surgical appliances, diagnostic tests (for in-patient and day-care treatments only), organ transplants, and more. | Inpatient Coverage Same as Standard | Inpatient Coverage Same as Standard but with a coverage limit of 2.5M USD. | Inpatient Coverage Same as Standard but with a coverage limit of 5M USD. |
Outpatient Coverage Includes doctor's visits, diagnostic tests, specialist consultations, outpatient surgeries, therapy sessions, prescription medications, and more. | Outpatient Coverage Same as Standard, with higher cover limit. | Outpatient Coverage Same as Standard, with higher cover limit. | Outpatient Coverage Same as Standard, with higher cover limit. |
Deductible Employee pays the first $135 out-of-pocket for outpatient services before their insurance coverage starts to contribute. | Deductible Same as Standard with lower out-of-pocket for outpatient services before their insurance coverage starts to contribute. | Deductible | Deductible $0 Same as Premium |
Employee Assistance Program (EAP) | Employee Assistance Program (EAP) Same as Standard | Employee Assistance Program (EAP) Same as Standard | Employee Assistance Program (EAP) Same as Standard |
Maternity Maternity coverage includes a limit of $6,000 for related medical expenses with 20% co-payment. | Maternity Same as Standard | Maternity Maternity coverage includes a limit of $6,000 for related medical expenses with 10% co-payment. | Maternity Maternity coverage includes a limit of $10,000 for related medical expenses with 10% co-payment. |
Prescribed Physiotherapy Up to $600 (10 visits) | Prescribed Physiotherapy Same as Standard | Prescribed Physiotherapy Up to $1275 (10 visits) | Prescribed Physiotherapy Up to $2500 (20 visits) |
Prescription drugs Up to $1,350 | Prescription drugs Same as Standard | Prescription drugs Same as Standard | Prescription drugs Full refund |
Vaccinations, health checks, cancer screening, dietician fees | Vaccinations, health checks, cancer screening, dietician fees $500 for each treatment | Vaccinations, health checks, cancer screening, dietician fees $300 for each treatment | Vaccinations, health checks, cancer screening, dietician fees $500 for each treatment |
Vision Insurance Not covered | Vision Insurance Coverage Limit: $250 Includes eye examination and prescribed glasses and contact lenses. | Vision Insurance Same as Premium | Vision Insurance Coverage Limit: $500 Includes eye examination and prescribed glasses and contact lenses. |
Dental Insurance Not covered | Dental Insurance Coverage Limit: $1000 Includes routine, preventive and restorative treatments as well as periodontics. | Dental Insurance Same as Premium | Dental Insurance Coverage Limit: $2500 Includes routine, preventive and restorative treatments as well as periodontics. |
For more detailed information on the Standard Plan, please refer to the table of benefits. | For more detailed information on the Premium Plan, please refer to the table of benefits. | For more detailed information on the Gold Plan, please refer to the table of benefits. | For more detailed information on the Platinum Plan, please refer to the table of benefits. |
Customers may elect to offer the below global life insurance benefits to employees and can choose between the basic and comprehensive plans.
Remote has partnered with Allianz as our benefits provider for global life insurance coverage.
It is essential to be aware that in certain countries:
- Insurance Premium Taxes may be applicable. This means you may pay taxes on the monthly premiums you pay towards the life insurance coverage for your employees.
- Life insurance benefits may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the life insurance coverage, might be counted as part of the employee's taxable income according to the local tax laws.
The rates listed here are for May 1, 2026, to April 30, 2027 policy year. Pricing and benefits are subject to change in response to business and market changes, and we will update you when those changes take place.
Note: a Benefits Service Fee of $15 USD per enrolled employee per month applies (a single fee applies regardless of the number of benefits you offered).
Basic Plan | Comprehensive Plan | |
|---|---|---|
Description: Life cover provides financial protection and security for beneficiaries after the death of an insured employee. Payout: In the unfortunate event of an employee's demise, beneficiary compensation cannot exceed 6 times the employee's annual salary or the chosen cover level (whichever is lower). | Same as the Basic plan. | |
Not included | Description: The AD&D insurance offers financial protection to beneficiaries in the unfortunate events of an insured employee's accidental death or dismemberment. Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The exact payout varies depending on the type of injury sustained, as specified in the Accidental Dismemberment Table. The employee or beneficiary will receive a percentage of the capped compensation amount, in accordance with the guidelines outlined in the table. Learn more about payout procedures. | |
Not included | Description: The Permanent Disability insurance is designed to offer financial support to insured employees who suffer from either permanent and total or permanent and partial disabilities as a result of an accident or illness. Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The insurance provider assesses the extent of the permanent disability to determine the final compensation:
Learn more about payout procedures. | |
Insurance Coverage and Monthly Premiums:
| Insurance Coverage and Monthly Premiums:
|
Exclusions: Please note that certain exclusions, as outlined in this help article, apply to our global life insurance policy.
The rates listed here are for May 1 2026 - April 30, 2027 which has remained unchanged from policy year May 1 2025 - April 30, 2026 .
Remote has partnered with Expatriate Group, a specialized insurance provider offering comprehensive business travel insurance solutions designed for global businesses. Remote's business travel is a Multi-trip Insurance and it includes:
- Emergency Medical Support with access to emergency medical care and evacuation services in case of illness or injury while traveling.
- Baggage and Business Equipment Coverage that protects personal belongings and essential business equipment during travel
- Travel Delay and Trip Cancellation for unexpected travel delays or cancellations
- Personal Liability and Accidental Death with coverage up $100,000 per trip across all plans.
- Access to a 24/7 helpline, providing immediate assistance for travel emergencies, medical support, and more, no matter where employees are in the world.
- Up to 42 days of annual Multi-Trip coverage.
- and more.
Customers can offer Global Business Travel Insurance to selected employees, choosing from five levels of coverage. This insurance can be provided on an individual basis, without needing to offer it to the entire team. However, the chosen plan must be consistent for all eligible employees within the same country. Employees also have the option to opt-out, and if they do, their coverage and charges will end in the following billing cycle.
Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.
If you have any questions, you can reach out to us.
Important:
- Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
- For terminated employees, billing will cease as of the last day of the month. However, if during the active policy, the employee files a claim, the monthly premium will continue until next renewal.
- Once the benefits is selected, it is a one-year commitment or until the next renewal, whichever comes first. You will not be able to opt out of the plan until this time period has been reached. If you do not cancel the coverage during this period, it will automatically renew.
- All claims payment are made to the employees by the insurance company directly.
- Access comprehensive plan comparison here and our policy wording.
Note: a Benefits Service Fee of $15 USD per enrolled employee per month applies (a single fee applies regardless of the number of benefits you offered).
$11.45/MO. | $17.59/MO. (STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz) | $21.77/MO. (PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz) | |
|---|---|---|---|
Emergency & Accidental Medical | $1,000,000 | $1,000,000 | $1,000,000 |
Repatriation for Medical Treatment | 100% per Trip | 100% per Trip | 100% per Trip |
Emergency Medical Evacuation | $100,000 | $100,000 | $100,000 |
Repatriation of Mortal Remains | $25,000 per Trip | $25,000 per Trip | $25,000 per Trip |
Pre-existing medical conditions | Stable Pre-Existing Medical Condition covered up to $50,000 | Stable Pre-Existing Medical Condition covered up to $50,000 | Stable Pre-Existing Medical Condition covered up to $50,000 |
Baggage Delay | Not included | Not | |
Personal Liability | Not included | $100,000 per Trip | $100,000 per Trip |
Accidental Death & Permanent Total Disability | Not included | $100,000 per Trip | $100,000 per Trip |
Loss of Passport | Not included | $250 per Trip | $250 per Trip |
Legal Expenses | Not included | $10,000 per Trip | $10,000 per Trip |
Hijacking | Not included | $1,000 per Trip | $1,000 per Trip |
Cancellation & Curtailment | Not included | Not included | $2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA |
Compassionate Repatriation | Not included | Not included | $6,000 per Trip |
Business Equipment | Up to $1,500 | Up to $1,500 | Up to $1,500 |
Computer Equipment Single Item Limit | $500.00 | $500.00 | $500.00 |
Business Money | $100 per day up to $500 | $100 per day up to $500 | $100 per day up to $500 |
Domestic Business Travel | Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits. | Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits. | Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits. |
To learn more about benefits practices, hiring rules, and employment costs in each country, visit our Country Explorer and select your country.
