Customer Benefits Guide: Croatia 🇭🇷

Hubert ZawiszaUpdated about 3 hours ago

Remote builds belonging for your global team with comprehensive local plans at competitive rates.

At Remote, we offer country-specific benefits for everyone on your team. Your employees will enjoy comprehensive coverage from top providers while you access competitive rates meant for larger groups — even if you’re still growing!

Remote Global Health Insurance with Bupa

The rates listed here are for the October 1, 2026, to April 30, 2027 policy year. Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place. If you have any questions, you can reach out to us.

Note: a Benefits Service Fee of $15 USD per enrolled employee per month applies (a single fee applies regardless of the number of benefits you offered). Find out more

Standard Plan $127.17 USD/month	Premium Plan $185.92 USD/month	Gold Plan $211.83 USD/month	Platinum Plan $242.92 USD/month
Price & Coverage Options You pay: Employee Only: $127.17/mo Family coverage (spouse/partner, children): Ranges from $254.33 to $381.50 (This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $127.17/mo). Employee pays: If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy. For Family coverage, the employee pays nothing.	Price & Coverage Options You pay: Employee Only: $185.92/mo Family coverage (spouse/partner, children): Ranges from $371.83 to $557.75/mo (This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $185.92/mo). Employee pays: If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy. For Family coverage, the employee pays nothing.	Price & Coverage Options You pay: Employee Only: $211.83/mo Family coverage (spouse/partner, children): Ranges from $423.65 to $635.50/mo (This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $211.83/mo). Employee pays: If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy. For Family coverage, the employee pays nothing.	Price & Coverage Options You pay: Employee Only: $242.92/mo Family coverage (spouse/partner, children): Ranges from $485.83 to $728.75/mo (This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $242.92/mo). Employee pays: If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy. For Family coverage, the employee pays nothing.
Inpatient Coverage Cover Limit: $1M Includes hospital room charges, nursing care, surgical procedures, and medications administered during the hospital stay. Full refunds are available for intensive care, prescription drugs and materials, surgical fees, including anesthesia, physician and therapist fees, surgical appliances, diagnostic tests (for in-patient and day-care treatments only), organ transplants, and more.	Inpatient Coverage Cover Limit: $1M Same as Standard	Inpatient Coverage Cover Limit: $2.5M Same as Standard but with a coverage limit of 2.5M USD.	Inpatient Coverage Cover Limit: $5M Same as Standard but with a coverage limit of 5M USD.
Outpatient Coverage Cover Limit: $3,500 Includes doctor's visits, diagnostic tests, specialist consultations, outpatient surgeries, therapy sessions, prescription medications, and more.	Outpatient Coverage Cover Limit: $5,060 Same as Standard, with higher cover limit.	Outpatient Coverage Cover Limit: $6,000 Same as Standard, with higher cover limit.	Outpatient Coverage Cover Limit: $15,000 Same as Standard, with higher cover limit.
Deductible $135 Employee pays the first $135 out-of-pocket for outpatient services before their insurance coverage starts to contribute.	Deductible $100 Same as Standard with lower out-of-pocket for outpatient services before their insurance coverage starts to contribute.	Deductible $50 Same as Standard with lower out-of-pocket for outpatient services before their insurance coverage starts to contribute.	Deductible $0 Same as Premium
Employee Assistance Program (EAP) Covers up to 5 counselling sessions per issue per year, 24/7 telephone counselling and information and resrouces via Lifeworks	Employee Assistance Program (EAP) Same as Standard	Program (EAP) Same as Standard Employee Assistance Program (EAP) Same as Standard	Employee Assistance Program (EAP) Same as Standard
Maternity Maternity coverage includes a limit of $6,000 for related medical expenses with 20% co-payment.	Maternity Same as Standard	Maternity Maternity coverage includes a limit of $6,000 for related medical expenses with 10% co-payment.	Maternity Maternity coverage includes a limit of $10,000 for related medical expenses with 10% co-payment.
Prescribed Physiotherapy Up to $600 (10 visits)	Prescribed Physiotherapy Same as Standard	Prescribed Physiotherapy Up to $1300 (10 visits)	Prescribed Physiotherapy Up to $2500 (20 visits)
Prescription drugs Up to $1,400	Prescription drugs Same as Standard	Prescription drugs Same as Standard	Prescription drugs Full refund
Vaccinations, health checks, cancer screening, dietician fees $500 for each treatment	Vaccinations, health checks, cancer screening, dietician fees $500 for each treatment	Vaccinations, health checks, cancer screening, dietician fees $300 for each treatment	Vaccinations, health checks, cancer screening, dietician fees $500 for each treatment
Vision Insurance Not covered	Vision Insurance Coverage Limit: $250 Includes eye examination and prescribed glasses and contact lenses.	Vision Insurance Same as Premium	Vision Insurance Coverage Limit: $500 Includes eye examination and prescribed glasses and contact lenses.
Dental Insurance Not covered	Dental Insurance Coverage Limit: $1000 Includes routine, preventive and restorative treatments as well as periodontics.	Dental Insurance Same as Premium	Dental Insurance Coverage Limit: $2500 Includes routine, preventive and restorative treatments as well as periodontics.
For more detailed information on the Standard Plan, please refer to the Bupa Global Standard Membership Guide.	For more detailed information on the Premium Plan, please refer to the Bupa Global Premium Membership Guide.	For more detailed information on the Gold Plan, please refer to the Bupa Global Gold Membership Guide.	For more detailed information on the Platinum Plan, please refer to the Bupa Global Platinum Membership Guide.

Standard Plan

$127.17 USD/month

Premium Plan

$185.92 USD/month

Gold Plan

$211.83 USD/month

Platinum Plan

$242.92 USD/month

Price & Coverage Options
You pay:

Employee Only: $127.17/mo
Family coverage (spouse/partner, children): Ranges from $254.33 to $381.50
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $127.17/mo).

Employee pays:

If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
For Family coverage, the employee pays nothing.

Price & Coverage Options

You pay:

Employee Only: $185.92/mo
Family coverage (spouse/partner, children): Ranges from $371.83 to $557.75/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $185.92/mo).

Employee pays:

If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
For Family coverage, the employee pays nothing.

Price & Coverage Options

You pay:

Employee Only: $211.83/mo
Family coverage (spouse/partner, children): Ranges from $423.65 to $635.50/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $211.83/mo).

Employee pays:

If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
For Family coverage, the employee pays nothing.

Price & Coverage Options

You pay:

Employee Only: $242.92/mo
Family coverage (spouse/partner, children): Ranges from $485.83 to $728.75/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $242.92/mo).

Employee pays:

If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
For Family coverage, the employee pays nothing.

Inpatient Coverage
Cover Limit: $1M

Includes hospital room charges, nursing care, surgical procedures, and medications administered during the hospital stay.

Full refunds are available for intensive care, prescription drugs and materials, surgical fees, including anesthesia, physician and therapist fees, surgical appliances, diagnostic tests (for in-patient and day-care treatments only), organ transplants, and more.

Inpatient Coverage
Cover Limit: $1M

Same as Standard

Inpatient Coverage
Cover Limit: $2.5M

Same as Standard but with a coverage limit of 2.5M USD.

Inpatient Coverage
Cover Limit: $5M

Same as Standard but with a coverage limit of 5M USD.

Outpatient Coverage
Cover Limit: $3,500

Includes doctor's visits, diagnostic tests, specialist consultations, outpatient surgeries, therapy sessions, prescription medications, and more.

Outpatient Coverage
Cover Limit: $5,060

Same as Standard, with higher cover limit.

Outpatient Coverage
Cover Limit: $6,000

Same as Standard, with higher cover limit.

Outpatient Coverage
Cover Limit: $15,000

Same as Standard, with higher cover limit.

Deductible
$135

Employee pays the first $135 out-of-pocket for outpatient services before their insurance coverage starts to contribute.

Deductible
$100

Same as Standard with lower out-of-pocket for outpatient services before their insurance coverage starts to contribute.

Deductible
$50
Same as Standard with lower out-of-pocket for outpatient services before their insurance coverage starts to contribute.

Deductible

Same as Premium

Employee Assistance Program (EAP)
Covers up to 5 counselling sessions per issue per year, 24/7 telephone counselling and information and resrouces via Lifeworks

Employee Assistance Program (EAP)

Same as Standard

Program (EAP)

Same as Standard

Employee Assistance Program (EAP)

Same as Standard

Employee Assistance Program (EAP)

Same as Standard

Maternity

Maternity coverage includes a limit of $6,000 for related medical expenses with 20% co-payment.

Maternity

Same as Standard

Maternity

Maternity coverage includes a limit of $6,000 for related medical expenses with 10% co-payment.

Maternity

Maternity coverage includes a limit of $10,000 for related medical expenses with 10% co-payment.

Prescribed Physiotherapy

Up to $600 (10 visits)

Prescribed Physiotherapy

Same as Standard

Prescribed Physiotherapy

Up to $1300 (10 visits)

Prescribed Physiotherapy

Up to $2500 (20 visits)

Prescription drugs

Up to $1,400

Prescription drugs

Same as Standard

Prescription drugs

Same as Standard

Prescription drugs

Full refund

Vaccinations, health checks, cancer screening, dietician fees
$500 for each treatment

Vaccinations, health checks, cancer screening, dietician fees

$500 for each treatment

Vaccinations, health checks, cancer screening, dietician fees

$300 for each treatment

Vaccinations, health checks, cancer screening, dietician fees

$500 for each treatment

Vision Insurance

Not covered

Vision Insurance

Coverage Limit: $250

Includes eye examination and prescribed glasses and contact lenses.

Vision Insurance

Same as Premium

Vision Insurance

Coverage Limit: $500

Includes eye examination and prescribed glasses and contact lenses.

Dental Insurance

Not covered

Dental Insurance

Coverage Limit: $1000

Includes routine, preventive and restorative treatments as well as periodontics.

Dental Insurance

Same as Premium

Dental Insurance

Coverage Limit: $2500

Includes routine, preventive and restorative treatments as well as periodontics.

For more detailed information on the Standard Plan, please refer to the Bupa Global Standard Membership Guide.

For more detailed information on the Premium Plan, please refer to the Bupa Global Premium Membership Guide.

For more detailed information on the Gold Plan, please refer to the Bupa Global Gold Membership Guide.

For more detailed information on the Platinum Plan, please refer to the Bupa Global Platinum Membership Guide.

Remote Global Health Insurance with Allianz

Customers may elect to offer the below global health insurance benefits to employees and can choose among the four plans.

Remote has partnered with Allianz as our benefits provider for global health insurance coverage.

The rates listed here are for the May 1, 2026, to April 30, 2027 policy year. Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place. If you have any questions, you can reach out to us.

Note: a Benefits Service Fee of $15 USD per enrolled employee per month applies (a single fee applies regardless of the number of benefits you offered). Find out more.

Standard Plan $133.92 USD /month	Premium Plan $196.00 USD/month	Gold Plan $222.83 USD/month	Platinum Plan $255.58 USD/month
Price & Coverage Options You pay: Employee Only: $133.92/mo Family coverage (spouse/partner, children): Ranges from $200.88 to $401.75 (This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $133.92/mo). Employee pays: If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy. For Family coverage, the employee pays nothing.	Price & Coverage Options You pay: Employee Only: $196.00/mo Family coverage (spouse/partner, children): Ranges from $294.00 to $588.00/mo (This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $196.00/mo). Employee pays: If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy. For Family coverage, the employee pays nothing.	Price & Coverage Options You pay: Employee Only: $222.83/mo Family coverage (spouse/partner, children): Ranges from $334.25 to $668.50/mo (This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $222.83/mo). Employee pays: If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy. For Family coverage, the employee pays nothing.	Price & Coverage Options You pay: Employee Only: $255.58/mo Family coverage (spouse/partner, children): Ranges from $383.38 to $766.75/mo (This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $255.58/mo). Employee pays: If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy. For Family coverage, the employee pays nothing.
Inpatient Coverage Cover Limit: $1M Includes hospital room charges, nursing care, surgical procedures, and medications administered during the hospital stay. Full refunds are available for intensive care, prescription drugs and materials, surgical fees, including anesthesia, physician and therapist fees, surgical appliances, diagnostic tests (for in-patient and day-care treatments only), organ transplants, and more.	Inpatient Coverage Cover Limit: $1M Same as Standard	Inpatient Coverage Cover Limit: $2.5M Same as Standard but with a coverage limit of 2.5M USD.	Inpatient Coverage Cover Limit: $5M Same as Standard but with a coverage limit of 5M USD.
Outpatient Coverage Cover Limit: $3,500 Includes doctor's visits, diagnostic tests, specialist consultations, outpatient surgeries, therapy sessions, prescription medications, and more.	Outpatient Coverage Cover Limit: $5,060 Same as Standard, with higher cover limit.	Outpatient Coverage Cover Limit: $6,000 Same as Standard, with higher cover limit.	Outpatient Coverage Cover Limit: $15,000 Same as Standard, with higher cover limit.
Deductible $135 Employee pays the first $135 out-of-pocket for outpatient services before their insurance coverage starts to contribute.	Deductible $100 Same as Standard with lower out-of-pocket for outpatient services before their insurance coverage starts to contribute.	Deductible $50 Same as Standard with lower out-of-pocket for outpatient services before their insurance coverage starts to contribute.	Deductible $0 Same as Premium
Employee Assistance Program (EAP) Includes access to multilingual mental health, legal, and financial counseling via phone, video, or in-person. Additionally, a wellness website, fitness app, and 24/7 support in multiple languages are provided.	Employee Assistance Program (EAP) Same as Standard	Employee Assistance Program (EAP) Same as Standard	Employee Assistance Program (EAP) Same as Standard
Maternity Maternity coverage includes a limit of $6,000 for related medical expenses with 20% co-payment.	Maternity Same as Standard	Maternity Maternity coverage includes a limit of $6,000 for related medical expenses with 10% co-payment.	Maternity Maternity coverage includes a limit of $10,000 for related medical expenses with 10% co-payment.
Prescribed Physiotherapy Up to $600 (10 visits)	Prescribed Physiotherapy Same as Standard	Prescribed Physiotherapy Up to $1275 (10 visits)	Prescribed Physiotherapy Up to $2500 (20 visits)
Prescription drugs Up to $1,350	Prescription drugs Same as Standard	Prescription drugs Same as Standard	Prescription drugs Full refund
Vaccinations, health checks, cancer screening, dietician fees $300 for each treatment	Vaccinations, health checks, cancer screening, dietician fees $500 for each treatment	Vaccinations, health checks, cancer screening, dietician fees $300 for each treatment	Vaccinations, health checks, cancer screening, dietician fees $500 for each treatment
Vision Insurance Not covered	Vision Insurance Coverage Limit: $250 Includes eye examination and prescribed glasses and contact lenses.	Vision Insurance Same as Premium	Vision Insurance Coverage Limit: $500 Includes eye examination and prescribed glasses and contact lenses.
Dental Insurance Not covered	Dental Insurance Coverage Limit: $1000 Includes routine, preventive and restorative treatments as well as periodontics.	Dental Insurance Same as Premium	Dental Insurance Coverage Limit: $2500 Includes routine, preventive and restorative treatments as well as periodontics.
For more detailed information on the Standard Plan, please refer to the table of benefits.	For more detailed information on the Premium Plan, please refer to the table of benefits.	For more detailed information on the Gold Plan, please refer to the table of benefits.	For more detailed information on the Platinum Plan, please refer to the table of benefits.

Standard Plan

$133.92 USD /month

Premium Plan

$196.00 USD/month

Gold Plan

$222.83 USD/month

Platinum Plan

$255.58 USD/month

Price & Coverage Options
You pay:

Employee Only: $133.92/mo
Family coverage (spouse/partner, children): Ranges from $200.88 to $401.75
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $133.92/mo).

Employee pays:

If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
For Family coverage, the employee pays nothing.

Price & Coverage Options

You pay:

Employee Only: $196.00/mo
Family coverage (spouse/partner, children): Ranges from $294.00 to $588.00/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $196.00/mo).

Employee pays:

If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
For Family coverage, the employee pays nothing.

Price & Coverage Options

You pay:

Employee Only: $222.83/mo
Family coverage (spouse/partner, children): Ranges from $334.25 to $668.50/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $222.83/mo).

Employee pays:

If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
For Family coverage, the employee pays nothing.

Price & Coverage Options

You pay:

Employee Only: $255.58/mo
Family coverage (spouse/partner, children): Ranges from $383.38 to $766.75/mo
(This range will only be applicable if an employee adds dependents. If dependents aren't added, the cost remains at the employee-only rate of $255.58/mo).

Employee pays:

If you cover the Employee Only, the employee is responsible for the cost of any dependents added to the policy.
For Family coverage, the employee pays nothing.

Inpatient Coverage
Cover Limit: $1M

Includes hospital room charges, nursing care, surgical procedures, and medications administered during the hospital stay.

Inpatient Coverage
Cover Limit: $1M

Same as Standard

Inpatient Coverage
Cover Limit: $2.5M

Same as Standard but with a coverage limit of 2.5M USD.

Inpatient Coverage
Cover Limit: $5M

Same as Standard but with a coverage limit of 5M USD.

Outpatient Coverage
Cover Limit: $3,500

Includes doctor's visits, diagnostic tests, specialist consultations, outpatient surgeries, therapy sessions, prescription medications, and more.

Outpatient Coverage
Cover Limit: $5,060

Same as Standard, with higher cover limit.

Outpatient Coverage
Cover Limit: $6,000

Same as Standard, with higher cover limit.

Outpatient Coverage
Cover Limit: $15,000

Same as Standard, with higher cover limit.

Deductible
$135

Employee pays the first $135 out-of-pocket for outpatient services before their insurance coverage starts to contribute.

Deductible
$100

Same as Standard with lower out-of-pocket for outpatient services before their insurance coverage starts to contribute.

Deductible
$50
Same as Standard with lower out-of-pocket for outpatient services before their insurance coverage starts to contribute.

Deductible

Same as Premium

Employee Assistance Program (EAP)
Includes access to multilingual mental health, legal, and financial counseling via phone, video, or in-person. Additionally, a wellness website, fitness app, and 24/7 support in multiple languages are provided.

Employee Assistance Program (EAP)

Same as Standard

Employee Assistance Program (EAP)

Same as Standard

Employee Assistance Program (EAP)

Same as Standard

Maternity

Maternity coverage includes a limit of $6,000 for related medical expenses with 20% co-payment.

Maternity

Same as Standard

Maternity

Maternity coverage includes a limit of $6,000 for related medical expenses with 10% co-payment.

Maternity

Maternity coverage includes a limit of $10,000 for related medical expenses with 10% co-payment.

Prescribed Physiotherapy

Up to $600 (10 visits)

Prescribed Physiotherapy

Same as Standard

Prescribed Physiotherapy

Up to $1275 (10 visits)

Prescribed Physiotherapy

Up to $2500 (20 visits)

Prescription drugs

Up to $1,350

Prescription drugs

Same as Standard

Prescription drugs

Same as Standard

Prescription drugs

Full refund

Vaccinations, health checks, cancer screening, dietician fees
$300 for each treatment

Vaccinations, health checks, cancer screening, dietician fees

$500 for each treatment

Vaccinations, health checks, cancer screening, dietician fees

$300 for each treatment

Vaccinations, health checks, cancer screening, dietician fees

$500 for each treatment

Vision Insurance

Not covered

Vision Insurance

Coverage Limit: $250

Includes eye examination and prescribed glasses and contact lenses.

Vision Insurance

Same as Premium

Vision Insurance

Coverage Limit: $500

Includes eye examination and prescribed glasses and contact lenses.

Dental Insurance

Not covered

Dental Insurance

Coverage Limit: $1000

Includes routine, preventive and restorative treatments as well as periodontics.

Dental Insurance

Same as Premium

Dental Insurance

Coverage Limit: $2500

Includes routine, preventive and restorative treatments as well as periodontics.

For more detailed information on the Standard Plan, please refer to the table of benefits.

For more detailed information on the Premium Plan, please refer to the table of benefits.

For more detailed information on the Gold Plan, please refer to the table of benefits.

For more detailed information on the Platinum Plan, please refer to the table of benefits.

Remote Global Life Insurance

Customers may elect to offer the below global life insurance benefits to employees and can choose between the basic and comprehensive plans.

Remote has partnered with Allianz as our benefits provider for global life insurance coverage.

It is essential to be aware that in certain countries:

Insurance Premium Taxes may be applicable. This means you may pay taxes on the monthly premiums you pay towards the life insurance coverage for your employees.
Life insurance benefits may be categorized as 'Benefits in Kind' (BIK). This categorization means that the monthly premiums, which the company pays for the life insurance coverage, might be counted as part of the employee's taxable income according to the local tax laws.

The rates listed here are for May 1, 2026, to April 30, 2027 policy year. Pricing and benefits are subject to change in response to business and market changes, and we will update you when those changes take place.

Note: a Benefits Service Fee of $15 USD per enrolled employee per month applies (a single fee applies regardless of the number of benefits you offered).

	Basic Plan	Comprehensive Plan
Life Insurance	Description: Life cover provides financial protection and security for beneficiaries after the death of an insured employee. Payout: In the unfortunate event of an employee's demise, beneficiary compensation cannot exceed 6 times the employee's annual salary or the chosen cover level (whichever is lower).	Same as the Basic plan.
Accidental Death & Dismemberment (AD&D)	Not included	Description: The AD&D insurance offers financial protection to beneficiaries in the unfortunate events of an insured employee's accidental death or dismemberment. Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The exact payout varies depending on the type of injury sustained, as specified in the Accidental Dismemberment Table. The employee or beneficiary will receive a percentage of the capped compensation amount, in accordance with the guidelines outlined in the table. Learn more about payout procedures.
Permanent Disability	Not included	Description: The Permanent Disability insurance is designed to offer financial support to insured employees who suffer from either permanent and total or permanent and partial disabilities as a result of an accident or illness. Payout: Compensation cannot exceed 5 times the employee's annual salary or the chosen cover level (whichever is lower). The insurance provider assesses the extent of the permanent disability to determine the final compensation: For disabilities below 33.33%, no compensation is provided. Disabilities falling between 33.33% and 66.67% result in compensation calculated as a percentage of the capped amount. Permanent disabilities exceeding 66.67% receive the full capped compensation amount. Learn more about payout procedures.
Cover Levels and Premiums	Insurance Coverage and Monthly Premiums: up to $50k: $5.64 up to $100k: $11.28 up to $200k: $22.56 up to $400k: $45.12 up to $500k: $56.40 up to $600k: $67.68	Insurance Coverage and Monthly Premiums: up to $50k: $12.04 up to $100k: $24.08 up to $200k: $48.14 up to $400k: $96.28 up to $500k: $120.36 up to $600k: $144.43

Exclusions: Please note that certain exclusions, as outlined in this help article, apply to our global life insurance policy.

Remote Global Business Travel Insurance

The rates listed here are for May 1 2026 - April 30, 2027 which has remained unchanged from policy year May 1 2025 - April 30, 2026 .

Remote has partnered with Expatriate Group, a specialized insurance provider offering comprehensive business travel insurance solutions designed for global businesses. Remote's business travel is a Multi-trip Insurance and it includes:

Emergency Medical Support with access to emergency medical care and evacuation services in case of illness or injury while traveling.
Baggage and Business Equipment Coverage that protects personal belongings and essential business equipment during travel
Travel Delay and Trip Cancellation for unexpected travel delays or cancellations
Personal Liability and Accidental Death with coverage up $100,000 per trip across all plans.
Access to a 24/7 helpline, providing immediate assistance for travel emergencies, medical support, and more, no matter where employees are in the world.
Up to 42 days of annual Multi-Trip coverage.
and more.

Customers can offer Global Business Travel Insurance to selected employees, choosing from five levels of coverage. This insurance can be provided on an individual basis, without needing to offer it to the entire team. However, the chosen plan must be consistent for all eligible employees within the same country. Employees also have the option to opt-out, and if they do, their coverage and charges will end in the following billing cycle.

Pricing and benefits are subject to change in response to business and market changes and we will update you when those changes take place.

If you have any questions, you can reach out to us.

Important:

Prices listed in USD, local currency equivalent will be determined based on the exchange rate at the time of invoicing.
For terminated employees, billing will cease as of the last day of the month. However, if during the active policy, the employee files a claim, the monthly premium will continue until next renewal.
Once the benefits is selected, it is a one-year commitment or until the next renewal, whichever comes first. You will not be able to opt out of the plan until this time period has been reached. If you do not cancel the coverage during this period, it will automatically renew.
All claims payment are made to the employees by the insurance company directly.
Access comprehensive plan comparison here and our policy wording.

Note: a Benefits Service Fee of $15 USD per enrolled employee per month applies (a single fee applies regardless of the number of benefits you offered).

COVERAGE DESCRIPTION	BASIC $11.45/MO.	STANDARD PLUS $17.59/MO. (STANDARD: Excluding Medical & Evacuation for $11.57/MO available only for employees enrolled in our global health plan with Allianz)	PREMIUM PLUS $21.77/MO. (PREMIUM : Excluding Medical & Evacuation for $14.47/MO available only for employees enrolled in our global health plan with Allianz)
Emergency & Accidental Medical	$1,000,000	$1,000,000	$1,000,000
Repatriation for Medical Treatment	100% per Trip	100% per Trip	100% per Trip
Emergency Medical Evacuation	$100,000	$100,000	$100,000
Repatriation of Mortal Remains	$25,000 per Trip	$25,000 per Trip	$25,000 per Trip
Pre-existing medical conditions	Stable Pre-Existing Medical Condition covered up to $50,000	Stable Pre-Existing Medical Condition covered up to $50,000	Stable Pre-Existing Medical Condition covered up to $50,000
Baggage Delay	Not included	Not
Personal Liability	Not included	$100,000 per Trip	$100,000 per Trip
Accidental Death & Permanent Total Disability	Not included	$100,000 per Trip	$100,000 per Trip
Loss of Passport	Not included	$250 per Trip	$250 per Trip
Legal Expenses	Not included	$10,000 per Trip	$10,000 per Trip
Hijacking	Not included	$1,000 per Trip	$1,000 per Trip
Cancellation & Curtailment	Not included	Not included	$2,000 per Trip; subject to$100 Deductible per Trip *Benefit not available to residents of the USA
Compassionate Repatriation	Not included	Not included	$6,000 per Trip
Business Equipment	Up to $1,500	Up to $1,500	Up to $1,500
Computer Equipment Single Item Limit	$500.00	$500.00	$500.00
Business Money	$100 per day up to $500	$100 per day up to $500	$100 per day up to $500
Domestic Business Travel	Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.	Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.	Trips inside country of residence: Any trip over 70 miles from usual residence, where there’s at least 1 overnight stay in paid accommodation. In-country trips exclude Medical Treatment & Evacuation benefits.

Remote Global Wellness and LifeStyle Benefit

Remote has partnered with ThanksBEN to provide a flexible Wellness & Lifestyle Benefit for your team.

ThanksBEN’s platform is available on desktop and mobile and allows employees to access a wide variety of wellness and lifestyle services, including:

Physical and mental health support such as gym memberships, fitness classes, therapy, mindfulness apps, and guided meditation.
Lifestyle services like streaming subscriptions (Spotify, Netflix), groceries, and other services that support work-life balance and personal well-being.
Personalized recommendations to help employees select benefits most relevant to their needs.
Platform support for employees needing immediate assistance or guidance on wellness-related concerns.

Clients can choose to offer the Wellness & Lifestyle Benefit and select from multiple contribution levels. Once a plan is selected, employees are automatically enrolled, and the company will be charged monthly. Employees have the option to opt out at any time, in which case enrollment will be terminated and charges will stop effective from the following month.

It is important to note that in certain countries, wellness benefits may be considered a Benefit in Kind (BIK). This means the monthly contributions paid by the company could be treated as taxable income for the employee under local tax laws.

Pricing and benefits are subject to change based on business and market conditions. Any updates will be communicated to clients as they occur.

Currency: All contributions are listed in USD. Local currency equivalents will be calculated automatically at the time of use.

Note: The Benefits Service Fee of $15 per enrolled employee per month applies (a single fee regardless of the number of benefits offered).

Start and End Date of the Wellness & Lifestyle Benefit

Start date: Employees will be enrolled in the Wellness & Lifestyle Benefit from the 1st day of the month following their employment start date.Example: If an employee starts on July 15, their benefit will begin on August 1. The benefit card will be topped up between the 5th and 7th of that month.
End date: The Wellness & Lifestyle Benefit for your employees will remain active until the end of their termination month. Benefits are not pro-rated in the final month.Example**:** If an employee’s termination date is August 20, their wallet will remain active until August 31. Any unused balance after August 31 will no longer be accessible.

PLAN	DESCRIPTION
$25 Wellness Plan	You will be granting your team members a $25 monthly wallet, which they can use with their virtual card at approved stores, online retailers, or any other approved vendors related to Lifestyle and Wellness benefits. This wallet will be managed via the ThanksBEN platform.
$50 Wellness Plan	You will be granting your team members a $50 monthly wallet, which they can use with their virtual card at approved stores, online retailers, or any other approved vendors related to Lifestyle and Wellness benefits. This wallet will be managed via the ThanksBEN platform.
$100 Wellness Plan	You will be granting your team members a $100 monthly wallet, which they can use with their virtual card at approved stores, online retailers, or any other approved vendors related to Lifestyle and Wellness benefits. This wallet will be managed via the ThanksBEN platform.
$150 Wellness Plan	You will be granting your team members a $150 monthly wallet, which they can use with their virtual card at approved stores, online retailers, or any other approved vendors related to Lifestyle and Wellness benefits. This wallet will be managed via the ThanksBEN platform.
$200 Wellness Plan	You will be granting your team members a $200 monthly wallet, which they can use with their virtual card at approved stores, online retailers, or any other approved vendors related to Lifestyle and Wellness benefits. This wallet will be managed via the ThanksBEN platform.
$250 Wellness Plan	You will be granting your team members a $250 monthly wallet, which they can use with their virtual card at approved stores, online retailers, or any other approved vendors related to Lifestyle and Wellness benefits. This wallet will be managed via the ThanksBEN platform.
$300 Wellness Plan	You will be granting your team members a $300 monthly wallet, which they can use with their virtual card at approved stores, online retailers, or any other approved vendors related to Lifestyle and Wellness benefits. This wallet will be managed via the ThanksBEN platform.

To learn more about benefits practices, hiring rules, and employment costs in each country, visit our Country Explorer and select your country.

Customer Benefits Guide: Croatia 🇭🇷

Remote builds belonging for your global team with comprehensive local plans at competitive rates.

Remote Global Health Insurance with Bupa

Standard Plan

Premium Plan

Gold Plan

Platinum Plan

Remote Global Health Insurance with Allianz

Standard Plan

Premium Plan

Gold Plan

Platinum Plan

Remote Global Life Insurance

Life Insurance

Accidental Death & Dismemberment (AD&D)

Permanent Disability

Cover Levels and Premiums

Remote Global Business Travel Insurance

COVERAGE DESCRIPTION

BASIC

STANDARD
PLUS

PREMIUM
PLUS

Remote Global Wellness and LifeStyle Benefit

Was this article helpful?

Still need help?

Global employment runs on Remote.

Remote builds belonging for your global team with comprehensive local plans at competitive rates.

Remote Global Health Insurance with Bupa

Standard Plan

Premium Plan

Gold Plan

Platinum Plan

Remote Global Health Insurance with Allianz

Standard Plan

Premium Plan

Gold Plan

Platinum Plan

Remote Global Life Insurance

Life Insurance

Accidental Death & Dismemberment (AD&D)

Permanent Disability

Cover Levels and Premiums

Remote Global Business Travel Insurance

COVERAGE DESCRIPTION

BASIC

STANDARDPLUS

PREMIUMPLUS

Remote Global Wellness and LifeStyle Benefit

Was this article helpful?

Still need help?

Global employment runs on Remote.

STANDARD
PLUS

PREMIUM
PLUS