Worksite Employee Benefits Package Overview

As part of your employment under Remote PEO, you have access to a robust package of Worksite Employee Benefits, designed to support your health, financial well-being, and peace of mind.

Can PEO clients offer benefits outside of Remote PEO?

When a company joins Remote PEO, all core benefits (including medical, dental, vision, life, and disability) must be offered through Remote to eligible employees. Offering separate medical or ancillary plans through an outside broker is not permitted. Companies can also offer additional benefits like Flexible Spending Accounts (FSAs) and retirement plans like a 401(k) through Remote.

Some of the benefits are available through Remote’s trusted carrier partners and are accessible during Open Enrollment or after a qualifying life event (e.g., marriage, birth of a child, loss of coverage).

Core Health Coverage (mandatory)

Medical Insurance

Access to two leading national providers:

• Cigna Healthcare

  Offers comprehensive medical plans with access to preventive care, specialists, and support through Cigna Health Guides.

• UnitedHealthcare (UHC)

  An alternative carrier with broad network coverage and a variety of plan tiers.

Dental Insurance (Guardian)

Coverage includes:

• Routine cleanings and exams
• Fillings, crowns, and root canals
• Orthodontic services (depending on the plan)

Vision Insurance (Guardian)

Benefits include:

• Eye exams
• Prescription glasses and contact lenses
• Discounts on LASIK and other corrective procedures

Tax-Advantaged Spending Accounts (supplemental)

Flexible Spending Accounts (FSA)

Allows you to contribute pre-tax dollars for:

• Healthcare expenses (e.g., copays, prescriptions)
• Dependent care (e.g., child daycare, elder care)

Health Savings Accounts (HSA)

Paired with high-deductible health plans, HSA contributions are:

• Tax-free when contributed
• Tax-free when withdrawn for qualified expenses
• Roll over from year to year with no expiration

Income Protection Benefits (mandatory)

Short-Term Disability (STD)

Provides partial income replacement for short-term illness or injury that prevents you from working.

Long-Term Disability (LTD)

Continued income protection for long-term medical leave due to serious injury or illness.

Life Insurance

Offers a lump-sum benefit to your designated beneficiaries in the event of your death.

Supplemental Benefits

These benefits are part of the supplemental benefits package available to worksite employees, designed to provide additional financial protection beyond the core health coverage.

Critical Illness Insurance

Provides financial support if you’re diagnosed with a covered serious condition (e.g., cancer, heart attack, stroke).

Hospital Indemnity Insurance

Pays a set benefit amount for hospital stays, helping to offset costs not covered by your main medical plan. It helps to offset costs that may not be covered by your main medical plan.

Retirement & Financial Planning via Slavic401k

Retirement savings plan with:

• Pre-tax and Roth contribution options
• Investment choices
• Potential employer match (check with your employer for eligibility)

Employer-required Coverages

Workers’ Compensation

Covers work-related injuries and illnesses, including medical care and lost wages.

Employment Practices Liability Insurance (EPLI)

Protects the company and employees in the event of claims related to workplace conduct or employment rights (e.g., wrongful termination, discrimination).